Structured settlement annuities have long provided claimants with secure, tax-advantaged, and customized payment streams over time. The strength and reputation of the insurance companies issuing these annuities are critical to ensuring the ongoing stability of payments. In 2025, multiple structured settlement annuity issuers earned recognition on Ward’s 50® list of Top Performing Life Insurers worldwide, underlining their financial strength and commitment to excellence.
This article explores the structured settlement annuity issuers included among the 2025 Ward’s 50® top global insurers, what this means for consumers and financial professionals, and where to find reliable business listings to guide informed decisions.
What Are Ward’s 50® Life Insurers?
Ward’s 50® is an annual listing compiled by Ward Group, highlighting the top 50 U.S. and Canadian property/casualty and life/health insurance companies based on a comprehensive analysis of performance metrics. Inclusion on this list requires consistent excellence in areas such as safety, consistency, financial strength, and operational efficiency over a five-year period.
For structured settlement annuity issuers, making the Ward’s 50® list signifies:
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Superior financial health and stability.
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Effective management of liabilities and reserves.
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High levels of customer service and claim satisfaction.
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A proven track record of success in life insurance underwriting and annuity products.
Leading Structured Settlement Annuity Issuers on the 2025 Ward’s 50®
Several key insurance companies that issue structured settlement annuities proudly appear on the 2025 Ward’s 50® list. These companies also dominate rankings as the most trusted and financially sound annuity providers in the U.S. market.
1. New York Life Insurance Company
New York Life enjoys an A++ (Superior) rating from A.M. Best and has been a pillar of stability for over 180 years. The company continuously ranks as one of the safest and highest-performing structured settlement annuity issuers. Their payment guarantees and product flexibility make them a preferred choice for settlement planners and consumers nationwide.
2. MassMutual (Massachusetts Mutual Life Insurance Company)
Also named among the top performers, MassMutual has a long history of conservative, stable management and a strong capital base. Their structured settlement annuities benefit from this solidity, offering conservative investors peace of mind along with custom payment options.
3. Prudential Financial
Prudential holds an A+ rating from A.M. Best and features prominently on Ward’s 50®. The company is renowned for its comprehensive annuity portfolios and efficient structured settlement processing technologies, making them a go-to for advisors looking to meet diverse client needs.
4. Pacific Life Insurance Company
Pacific Life’s inclusion on the Ward’s 50® list underscores its focused commitment to structured settlement annuities and indexed annuity products. Known for innovation, Pacific Life regularly updates its offerings to balance growth opportunity with capital preservation, vital for structured settlement markets.
5. Athene Annuity & Life Company
Athene, a rapidly growing leader rated A+ by A.M. Best, recently joined the structured settlement space and made the Ward’s 50® list in 2025. Backed by Apollo Global Management’s $300 billion in invested assets, Athene is poised to bring formidable financial strength and innovative structured settlement products to the industry.
6. American National Insurance Company (ANICO)
ANICO boasts over 80 consecutive years of at least an A rating by A.M. Best and was honored in Ward’s Best’s Review® “Standing the Test of Time” list in 2025. The company’s upcoming launch into structured settlement annuity issuing in 2025 is highly anticipated by settlement planners.
Implications for Consumers and Financial Professionals
Ward’s 50® recognition elevates confidence in insurers issuing structured settlement annuities, particularly given the vital importance of long-term payment security. For consumers, selecting an annuity backed by a Ward’s 50® insurer means:
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Assured payment longevity thanks to insurer financial strength.
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Efficient claim handling and customer service.
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Confidence in issuer ability to withstand economic fluctuations.
For financial professionals and settlement planners, access to these top-rated issuers expands the toolkit available for tailored client solutions. Moreover, ongoing technology and process improvements by these companies enhance underwriting speed, documentation ease, and client satisfaction.
Business Listing: Trusted Directory for Structured Settlement Annuity Issuers
To explore and verify top licensed structured settlement annuity issuers, settlement professionals and consumers should utilize reputable business listings such as the 4Structures Structured Settlement Annuity Companies directory. This directory provides comprehensive details including:
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Insurer financial ratings and Ward’s 50® status.
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State licensing and appointment data.
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Minimum premiums and fee structures.
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Contact information for direct inquiries and broker appointments.
Read More: Best Structured Settlement Companies & Annuity Buyers for 2025: Secure Your Financial Future
Conclusion
The inclusion of multiple structured settlement annuity issuers on Ward’s 50® Top Performing Life Insurers list in 2025 highlights their exceptional financial strength, operational excellence, and commitment to customer service. For anyone engaging with structured settlements in 2025, partnering with these recognized insurers offers unmatched security and peace of mind.
Consumers and financial professionals alike should verify issuer credentials using trustworthy resources like the 4Structures Structured Settlement Annuity Companies directory to ensure their structured settlement payments are backed by the industry’s best.
